Monday, November 29, 2010

Day 15

Well, this seems like a total waste right now considering everything that has happened, but I guess I'm in it for the long haul now so I might as well keep up my blog. We got a letter in the mail last night from my last doctors visit...NOTHING was covered. We called the insurance company this morning and they said it's because the claim was sent in with an infertility diagnosis so they won't even cover the office visit! So then we called the doctor to find out where to go from here. They are going to talk to the billing department and see if there's a way they can cheat the system. Regardless of what they do I will have to pay for the bloodwork they did, which I was expecting to pay for anyway. But they were going to see if they can classify me as a new patient or something so the insurance company will pay for the office visit. Then my HR manager and I called my insurance company to talk about what my coverage will be like come the first of the year. Starting then I will not only be covered under Troy's insurance, I'll be back on my own as well. Troy's insurance is BCBS of Iowa and mine is BCBS of Alabama so we asked how being double covered will work. They said to use Troy's as my primary insurance and use mine as a back up for anything they don't cover and then I would just have to pay the difference in copay. My insurance covers basic infertility treatments so hopefully we can get this all figured out.

With that all said, that also means we have to put off baby-making until the first of the year. There's no way for me to go back to the doctor until then and NOT have to pay for it. So I think I'm going to finish my Metformin and then hold off on the Clomid until January. I'll spend December concentrating on myself, getting everything in order.

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